Personal Finance Planning

Purpose

95% of the graduates were programmed to work for the other 5% of the population. Its properly alright because everyone has a role to play. Someone meant to be an entreperneur and someone meant to work for them. I guess that's how the society is formed and how we can have what we have been having until now.

However, I am bothered that most people including the graduates were not educated enough on personal finance planning so that at least they can make use of financial tools to achieve the life they wanted. Its bad enough they were brain wash to work for people, its worse when they were not equiped with the right tools to maximize their hard earn money.

Banks, insurance companies, mutual fund managers, stock broker firms, instituition and even govertment recognize the need and initiated a lot of great activities. The fundamental is, however, its just another body putting in a system to program us. When a bank provides us a financial portfolio, it sells its own products. When an insurance agent provides you the service, its about their products again. When you consult an independant financial planner, a premium is charged or/and a future profit sharing is requested.

This site is created to address the need of a personal finance planning system. The system is designed by the user and driven by the users. We focus on simplicity and practicality. There are a lot of education sites so we will not repeat the history here but just to reference those good sites. Occasionally we will put in some unique analysis we couldn't find anywhere else. The principal is to create a personal financial planning system that is driven by us, the consumer. And once we accumulate a big enough team, we can drive the finance providers to create products that suits us, at a cost that we propose.

Coming next ... schedule of work to build this site up ...